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Discover Platinum Card Sea Life Collection
 
Rating:     
Perks:     
APR (Purch): 10.99% Var.
APR (Cash): 20.99% Fix
Intro Rate:
0% For 12mo
Annual Fee:
$0
Grace Period:
25 Days
Rewards:
Cash
Status:
Platinum
Discover Card Low APR
Apply Now!

 
Our Review

Issued by Morgan Stanley, Discover Platinum Card Sea Life Collection is our top choice if choose to apply for a credit card. It offers the cash back rewards system which is one of the best features of this card.

When you join with Discover you’ll get a full 5% as cash rebates on purchases you make with selected stores, and its 1% for all general purchases and a further 0.25% at selected warehouses and discount shops.

If you spend

  • Under $1500 you get 0.25% rebate
  • Between $1,500 and 3,000 you get 0.5% rebate
  • Over $3,000 get 1% cash back rebate

As a bonus you can actually earn double your cash back bonus if your redeem your points for gift certificates from selected discover card partners.

More things we like about Discover Card

  • No yearly limit on rebates you can earn
  • No expiration on rebates earned’
  • Pay NO annual fees
  • 0% introductory rate on all balance transfers within 12 months

When you join the introductory rate are low for people who qualify so make sure you take an application to see if you qualify for low rates.

Additional Benefits By Discover Card

  • Travel accident and auto rental insurance
  • Anti-Fraud and security protection services
  • Discounts on products and service from selected outlets
  • Choose from a range of card designs
  • Up to $500,000 in travel insurance
  • Emergency card replacement

 

Here’s a tip for those who want to make the most out of the Discover Platinum Card Sea Life Collection. If you spend over $3,000 a year on your card you get 1% cash rebate. Use your cash back on selected outlets to earn double your cash back rebates!



Reward Program
Our Review
Type Of Rewards: Rebate
Reward Program Optional: No
 
For Cards with Rebates Incentives
Lowest Possible Rebate: .25%
Highest Possible Rebate: 5%
Additional Rebates: Earn a full 5% in cash rebates at participating retailers (through the Cashback Bonus® reward program). Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.
Rebate Details: Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only.
 
For Cards with Points Incentives
Points Per Dollar Spent: n/app
Additional Points: n/app
Point Details: n/app
 
For Cards with Miles Incentives
Miles Per Dollar Spent: n/app
Additional Miles: n/app
Program Details: n/app
 
Rewards Expiration Period: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
This period applies to all rebate, point and reward programs.
Annual Limit: None

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Our Review

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