Our third choice for credit cards is Chase Platinum MasterCard®. It comes with is very own rewards program and you can earn one point for every dollar you spend on your purchases. The rewards program allows you to redeem your points either in cash back scheme, travel, gift cards and merchandising.
However you points do expire every 5 years so make sure you spend them or you’ll loose them. A maximum of 60,000 points can be earned each year which is not good if you’re a big spender. If you qualify you can have access to low credit card rates, you’ll have to refer to the website for the exact figure. The 0% introductory rate applies to those who qualify and it’s for up to 12 months on balance transfers and all purchases. There’s also no annual fees.
There is a Two Cycle Average Daily Balance which is very costly for people who carry large revolving balances. Average Daly Balance is a preferred method that you should choose and is widely used among most popular credit card issuers.
Chase Platinum does have its perks like a whooping $500,000 on travel accident insurance, auto rental insurance, plus free access to your internet account.
As usual if you have a good credit rating then you will find this card very handy. But before you apply ask a representative about the various interest rates as they are always changing.
Here’s a list of all the good things we like about Chase Platinum MasterCard:
- No liability for unauthorized transactions
- Lost and stolen credit cards reporting.
- Card replacements
- Cash replacement on emergencies
- Extended warranty on purchases
- Travel and auto rental insurance
- Financial statements when requeste
| Type Of Rewards: Point |
Reward Program Optional: No
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| For Cards with Rebates Incentives |
| Lowest Possible Rebate: n/app |
| Highest Possible Rebate: n/app |
| Additional Rebates: n/app |
| Rebate Details: n/app |
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| For Cards with Points Incentives |
| Points Per Dollar Spent: 1 Point |
| Additional Points: None |
| Point Details: Points are redeemable for cash back, merchandise, travel, or gift cards. |
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| For Cards with Miles Incentives |
| Miles Per Dollar Spent: n/app |
| Additional Miles: n/app |
| Program Details: n/app |
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Rewards Expiration Period: 5 Years
This period applies to all rebate, point and reward programs. |
| Annual Limit: 60,000 Points (5,000 per billing cycle) |
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