Recommended Credit Cards You Should Apply For 
Malta- Targeted by Criminal Gangs
By Neil Farman on October 10th, 2007
Malta is one of the countries being targeted by criminal gangs who are using cloned debit and credit cards, this theft involving many other countries. While the new system has marginally cut card crime within the UK, its introduction last year made it easier for criminals to use fake cards in cash machines abroad. This is because its widespread use has increased opportunities to steal the four-digit PIN codes, and because machines overseas do not have to read the unique microchip embedded in the card. Criminal gangs use bugging devices on till terminals to capture the magnetic stripe information on debit and credit cards, plus the PIN codes.
Read this entire article on maltamedia.com
Few Tips on How to Apply For a Credit Card
By Neil Farman on October 8th, 2007
There are some tips on how to apply for a credit card and make best use of it: - always go for a card with low annual percentage rate because the higher the APR, the more the credit will cost you for failing to pay off the balance every month. Credit card companies charges some amount from its customers every year so try to get a card which contains Zero or very low annual fee. Understand the card issuer’s change-of-terms policy. Many financial institutions reserve the right to change the terms at any time and for any reason. You are highly recommended to make your CC payment on time.
Read this entire article on kansascity.com
Get Cashback on Fuel with FGB Credit Card
By Neil Farman on October 8th, 2007
First Gulf Bank (FGB), one of the UAE’s leading financial institutions based in Abu Dhabi, has initiated a 1.65% cash back guarantee service for its credit card holders who buy petrol from FGB card. This latest initiative strengthens FGB’s position as being a customer-centric bank with the continued development of value added products and services. FGB is one of the largest equity based banks in the UAE with shareholders equity at AED 9 billion at end 2006. Headquartered in Abu Dhabi, FGB was established in 1979. FGB provides financial services across the UAE with a wide distribution network of branches in different business and industrial areas. The bank offers a variety of financial services in Corporate Banking, Treasury and Investment, and Retail Banking Services
Read this entire article on albawaba.com
Credit Cards Stolen From Health Club
By Neil Farman on October 4th, 2007
Prosecutors allege that Dennis Savarese, 50, of Austin, Texas, used his memberships at two national health club chains — Bally’s and 24 Hour Fitness — to get access to locker rooms at gyms throughout the country. To get into members’ lockers, he used a book published by the Locksmith Association that lists serial numbers and matching combinations for Master Lock combination locks, prosecutors claim. Prosecutors said Savarese stole the credit cards, then left the rest of the locker undisturbed and put the lock back on the lockers. Most victims did not immediately notice that they were missing a credit card, and when they did notice, they usually believed they had simply lost the card.
Read this entire article on boston.com
American Express Acquired By Standard Chartered
By Neil Farman on October 1st, 2007
American Express Bank Ltd is acquired by Standard Chartered bank. This acquirement presents an opportunity for Standard Chartered to add capability; scale and momentum to enable it fast track its banking system as well as double the size of Standard Chartered’s USD clearing business and provide a direct Euro and Yen clearing capability. It is worth noting that Standard Chartered PLC, listed on both the London and Hong Kong Stock Exchange, ranks among the top twenty five companies in the FTSE-100 by market capitalization. The London-headquartered group has operated for over 150 years in some of the world’s most dynamic markets, leading the way in Asia, Africa and the Middle East.
Read this entire article on allafrica.com
Credit Card Companies Gaining Popularity
By Neil Farman on October 1st, 2007
All the marketers who got success in building entire campaigns about why doing something or buying something makes you smarter, highly regarded and more intelligent than those who don’t. Remember the Pepsi Generation, the Marlboro Man, and the British Sterling aristocrats? They were cool people! But the Visa interpretation of this concept takes it to a new low. According to the Visa Web site, their campaign ”celebrates how Visa can lend a hand in your exploration of all that life has to offer, from the everyday errand to the-once-in-a-lifetime experiences. Credit card companies make money by helping us spend more money than we can repay each month. The more debt we carry, the more money they make.
Read this entire article on mcall.com
Offers by Credit card Companies
By Neil Farman on September 28th, 2007
Generally credit card companies highlight advantageous terms and conditions of any credit card offer. When it comes to the deal’s drawbacks they skillfully conceal them in the fine print. The fine print hides much interesting facts about your credit card. It can also inform you about the exact date of your fee free period expiration.
Another trap that you might get into is your bad credit history. Under these circumstances you will probably be offered a lower credit limit or higher interest rates. This you also can learn from the fine print. After your trial period runs out your 0% or low APR might change into a much higher one. Here you might want to read the fine print again.
Read this entire article on PR-GB.com
Advantages of Credit Cards
By Neil Farman on September 25th, 2007
If you consistently make payment of your card at the end of the month, you stand to make more money by paying with a no fee credit card because you can make your money grow in an interest bearing account until you receive the bill. If unfortunately your credit card gets stolen, you are typically responsible for only 50 dollars worth of fraudulent charges. If you don’t keep an eye on your bank balance then it’s a good idea to choose the credit option on your debit card because it takes longer for the money to be debited from your account (usually around two days). This gives you a little time to make sure you have enough in your account to cover the charge.
Read this entire article on foxnews.com
Get Best Use of Credit Card
By Neil Farman on September 24th, 2007
To complete the prime budding options for your believe card, you should always shop around and compare what each interest or bank has to offer. Most options lead on presume cards will vary from company to company and bank to bank. If you have access to the Internet, you should use it to find yourself the best possible credit card. There are literally hundreds of credit card offers found on the Internet, many of which offer you some truly great options with their credit cards. The better credit cards will include many different options for example low APR, low fees and reward that is sure.
Read this entire article on PR-GB.com
Standard Chartered- The Largest Foreign Bank in India
By Neil Farman on September 20th, 2007
According to the data released by the Reserve Bank of India, Standard Chartered bank is the largest foreign bank in India in terms of branches with a total of eighty one branches, as against American Express Bank’s seven branches as of September 2006 out of total 258 branches of 29 foreign banks. Since then standard chartered bank has got approval for two more branches in India, probably the next month said by a bank spokesperson. On this deal CEO of Standard Chartered Peter Sands said The acquisition will add capability and scale to two of the group’s strategically important businesses. AEB’s balance sheet is highly liquid and its income is predominantly fee-based. This is a transaction which has compelling strategic and financial logic and is management accretive.”
Read this entire article on tribuneindia
