Recommended Credit Cards You Should Apply For 
Archive for the News category
Good News for Credit Card Holders
By Neil Farman on October 30th, 2007
Research Director of IndexCreditcards.com, Justin McHenry said “What the Federal Reserve is proposing is akin to the warning labels on cigarettes or alcohol, telling you up front that abuse of credit cards may not be the best thing for your financial health.” Justin also said that credit Card companies would be forced to announce all the charges or penalty if the credit card holder is not able to make the payment on time. Customers will be given 45 days notice more willingly than 15 days so that they can transfer their balances to a new credit card containing very low interest rate or can take a decision on how to make payment on time in order to escape from the late charges.
Read this entire article on seattlepi.nwsources.com
Secured and Unsecured Personal Loan
By Neil Farman on October 18th, 2007
There are two types of loans first is secured loan it allows you to borrow by putting up an asset as security which is usually the equity in your property. Crucially this means the roof over your head could be at risk if you fall behind on your repayments. Essentially a secured loan is a second mortgage so you need to be absolutely sure the additional borrowing is affordable considering what’s at stake. And another one is Unsecured Personal Loan; No security is required for this type of loan. In the wake of the credit crunch they aren’t quite the inexpensive line of credit they once were. A growing number of lenders are beginning to increase APRs but generally you should be able to pick up a loan which is morne cost-effective than the secured alternative.
Read this entire article on uk.biz.yahoo.com
How To Avoid High Interest rate Credit Cards
By Neil Farman on October 17th, 2007
Credit-card companies charge you a high amount of interest, even if you have a 0% deal running. If you want to make a new purchase and transfer a balance, the best way is to use two different credit cards. By keeping your debts separate, you can use 0% deals without worrying about interest. Switching between 0% credit cards saves most people a fortune in interest, but if you have had enough of this, you could get a credit card with a low rate of interest on both purchases and balance transfers. Make sure that the interest rate is the same on both.
Read this entire article on fool.co.uk
American Express Keep its Employees Satisfied and Happy.
By Neil Farman on October 16th, 2007
American Express has worked hard over the past year and a half to recognize employees through more awards and bonuses, said Leslie Motter, a senior vice president in Phoenix. Its employees say the company also offers a well-rounded benefits program including health insurance, 401(k) investment accounts, tuition reimbursement and flexible hours when needed. When there are happy people working for a company, it shows,” said April Alejos, an American Express employee at the call center near Interstate seventeen and Loop 101. Alejos handles around 15 to 100 calls every day from customers. Leslie Motter, a senior vice president in Phoenix said American Express also offers more career-development opportunities.
Read this entire article on azcentral.com
College Students- Less Income High Bill
By Neil Farman on October 15th, 2007
With less incomes and high bills, college students make a prime market for credit cards. But critics say the card companies take unfair advantage, luring students with free T-shirts and meal — then snaring them with high interest rates. “College students are vulnerable; they’re already hammered by the high cost of education,” said Ed Mierzwinski, consumer program director of the U.S. PIRG Education Fund, a consumer-advocacy group that is leading the effort. “Cards seem like a solution, but they can become a trap.” A spokesman for the American Bankers Association, which represents card issuers, did not respond to requests for comment.
Read this entire article on dispatch.com
J.D. Power and Association
By Neil Farman on October 12th, 2007
Headquartered in Westlake Village, Calif., J.D. Power and Associates is an ISO 9001-registered global marketing information services firm operating in key business sectors including market research, forecasting, performance improvement, training and customer satisfaction. The firm’s quality and satisfaction measurements are based on responses from millions of consumers annually. For more information on cell phone ratings, car reviews and ratings, car insurance, health insurance and more, please visit JDPower.com. J.D. Power and Associates is a business unit of The McGraw-Hill Companies. Founded in 1888, The McGraw-Hill Companies is a leading global information services provider meeting worldwide needs in the financial services, education and business information markets through leading brands such as Standard & Poor’s, McGraw-Hill Education and J.D. Power and Associates
Read this entire article on money.cnn.com
Notre Dame Accepts Contactless Credit Card with blink
By Neil Farman on October 11th, 2007
“Notre Dame will be one of the first universities to enable their sports complexes to accept Chase cards with blink,” said James Rosseau, senior vice president, Chase Card Services. “Bringing this innovation to Fightin’ Irish fans will make long concession lines a thing of the past, and get fans back to their seats to cheer the Irish on to victory.” “Notre Dame is very excited about providing this state of the art payment technology option to our guests at Notre Dame Stadium,” said David Prentkowski, director of food services, University of Notre Dame. “We anticipate that this feature will contribute to an improved overall game day experience, as less time will be spent standing in line for refreshments,” continued Prentkowski. “We appreciate our partnership with Chase Card Services, who provided the leadership and support to make this happen.”
Read this entire article on home.businesswire.com
Malta- Targeted by Criminal Gangs
By Neil Farman on October 10th, 2007
Malta is one of the countries being targeted by criminal gangs who are using cloned debit and credit cards, this theft involving many other countries. While the new system has marginally cut card crime within the UK, its introduction last year made it easier for criminals to use fake cards in cash machines abroad. This is because its widespread use has increased opportunities to steal the four-digit PIN codes, and because machines overseas do not have to read the unique microchip embedded in the card. Criminal gangs use bugging devices on till terminals to capture the magnetic stripe information on debit and credit cards, plus the PIN codes.
Read this entire article on maltamedia.com
Few Tips on How to Apply For a Credit Card
By Neil Farman on October 8th, 2007
There are some tips on how to apply for a credit card and make best use of it: - always go for a card with low annual percentage rate because the higher the APR, the more the credit will cost you for failing to pay off the balance every month. Credit card companies charges some amount from its customers every year so try to get a card which contains Zero or very low annual fee. Understand the card issuer’s change-of-terms policy. Many financial institutions reserve the right to change the terms at any time and for any reason. You are highly recommended to make your CC payment on time.
Read this entire article on kansascity.com
Get Cashback on Fuel with FGB Credit Card
By Neil Farman on October 8th, 2007
First Gulf Bank (FGB), one of the UAE’s leading financial institutions based in Abu Dhabi, has initiated a 1.65% cash back guarantee service for its credit card holders who buy petrol from FGB card. This latest initiative strengthens FGB’s position as being a customer-centric bank with the continued development of value added products and services. FGB is one of the largest equity based banks in the UAE with shareholders equity at AED 9 billion at end 2006. Headquartered in Abu Dhabi, FGB was established in 1979. FGB provides financial services across the UAE with a wide distribution network of branches in different business and industrial areas. The bank offers a variety of financial services in Corporate Banking, Treasury and Investment, and Retail Banking Services
Read this entire article on albawaba.com
