Recommended Credit Cards You Should Apply For 
Access Bank Has Launched a New Visa Card
By Neil Farman on December 5th, 2007
Access Bank has launched a Visa card to improve easy and convinient transaction by its customers. Head of Corporate Communications Austin Edoja said, “the product is a 21st century banking system and would benefit both individuals and corporate bodies. Corporate bodies will no longer experience cash difficulty when sending a staff on course.” The card is available in different shape and capacity. If you want to take classic card you have to pay from $500 to $5000, the rate of gold card is from $5001 to $10000, the platinum card if from $10001 to $15000. The new Visa card is accepted all over the world and contains a number of features like about 40days interest free rate. The product which is collaboration between the bank and the global owners of the visa brand gives all its card holders equal benefit.
Read: nigerianbulletin.com
Guidelines by NBPCA for Purchasing Branded Gift Cards
By Neil Farman on December 4th, 2007
According to a recent survey conducted by the Network Branded Prepaid Card Association, the sale of branded gift card are going be more than double this holiday season, because the average consumer is planning to buy three to four cards. There are some guidelines by NBPCA for purchasing branded gift cards: you can get the gift card at shops, online or many bank branches. Before purchasing a branded gift card, look at the card’s expiry date, any fees linked with the card and when those charges may apply. Important information should be written on the card itself. The recipient should be aware of terms and conditions as well, so it is recommend giving relevant information to the recipient so that he/she knows how to get full value from the card. The good part of branded gift cards is that it suits to everyone’s pocket. It keeps you out of the pressure to spend more and you don’t need to increase your budge. We all feel so happy when the expenses are done in the budget.
Read: businesswire.com
Be Ready To Make The Payment Of Your Credit Card On Time
By Neil Farman on December 3rd, 2007
This holiday season you must be spending money blindly on gifts, vacations etc. without any tension because the credit card bill will come in January. Please do keep in your mind that card companies want you to make the payment on time and if you are not able to do it timely then be ready for the late fees and that can be as high as $39. Even if you are late just one time the annual percentage rate may rise to 30 percent or more. The credit card company may inform the late payment to the credit department and they will alert your other credit card issuers and they may raise their rates too even if you have made their payments on time. Curtis Arnold, founder of U.S. Citizens for Fair Credit Card Terms Inc said, “The late payment fee is really small potatoes, No one likes shelling out $39, but there are much bigger repercussions.”
Read: courant.com
Enjoy With New ANZ Balance Visa Credit Card
By Neil Farman on November 29th, 2007
New ANZ Balance Visa credit card is presented by Australia and New Zealand Banking Group, with this card immediately after accumulating the required points customer can set up an automatic redemption so they can get the rewards selected by them. It’s customers are also allowed to design their own card. Director for consumer finance at ANZ, Jenny Fagg said “Our research found that customers want to reduce debt and be rewarded for payments to their credit card, but at the same time, they don’t want to miss out on a rewards program by choosing a card with a lower interest rate.” Jenny also said “ANZ Balance Visa is the only credit card of its kind in Australia ? indeed one of the first in the world ? and it further delivers on our strategy to provide customers with more convenient banking, based on products that are simple to understand and delivered in a responsible manner.” ANZ Balance Visa Card holders get an option to get their rewards from ANZ Balance Visa either by cashback or by getting shopping vouchers and gift cards.
Read: banking-business-review.com
Everybody Loves To Get and Give Gift Cards
By Neil Farman on November 28th, 2007
According to the National Retail Federation, Gift card sales are expected to touch $26.3 billion this year, as compared to $24.8 billion in the last year. Just about 57 percent of customers are planning to buy gift cards and 87.7 percent of those consumers plan to buy two or more gift cards. Dawn Kearney, of Lexington, S.C., purchased two gift card of Savannah Mall for her friend and her cousin, she said “They can get what they want or need and it’s better than getting them what they don’t want and then taking it back.” According to a survey from American Express, American people plan to use 25 percent of their holiday budgets on gift cards this year, up from 18 percent in 2006. Paula Drawdy of Waycross said that gift cards are not unfriendly gifts, and are actually personal, especially if you’re not sure what the recipient wants, she said “If you know they like certain stores, it saves them from having to return items.”
Read: savannahnow.com
A Malaysian Got Arrested For Using Forged Credit Cards
By Neil Farman on November 27th, 2007
In India, New Delhi a Malaysian national got arrested for using forged credit cards, this man’s name is Tseng Weik, 37, lives in Kuala Lumpur, was trying to use forged credit cards of HSBC Bank, Standard Chartered and Citi Bank for shopping purposes. The police said they had seized a Malaysian passport and six forged credit cards of the banks from Weik. He had purportedly made purchases of Rs.11,000 from the forged cards. This Fraud worked as a salesman in a burger shop in Kuala Lumpur and had come to India. Deputy Commissioner of Police (south Delhi) Anil Shukla said “Weik was arrested after a shopkeeper in Greater Kailash alerted us about a forged credit card that he was using at his shop for purchasing a wrist-watch.”
Read: in.news.yahoo.com
Two Men Got Arrested For stealing Credit Cards, Laptops and Many More
By Neil Farman on November 26th, 2007
In West Covina, city police officials arrested two valley residents, one is 44-year-old man from Glendora and the other one is 33-year-old from Temple City for allegedly carrying narcotics for distribution and possession of stolen credit cards in the parking lot of Westfield Shoppingtown. At the time of tour of duty mounted police officers saw some men taking a radio from a truck dashboard, the officers immediately rushed to know what is going on. Police Lt. Dan Brooks said when they searched the vehicle, they found 24 grams of methamphetamine and 15 credit cards listed in other people’s names, there were also two laptop computers of undetermined origin found, along with fake identification. Both men got arrested and charged on suspicion of possession of methamphetamine for sale and possession of stolen property.
Read: sgvtribune.com
A Man Deceived People: Done Debit and Credit Card Scam
By Neil Farman on November 25th, 2007
Toronto police is taking public’s help in identifying a man who pretends to be a taxi driver and deceive people through a debit and credit card scam. According to police this fraud man has stolen thousands of dollars, generally after picking up late-night fares in the entertainment district. Det. Michael Kiproff of the fraud squad said that the victims are “are giving our suspect, the cab driver, their debit card or Visa card. He’s pretending to process it, which in fact it is not being processed, the cards are put through a modified PIN pad, which records the card number and pin.” Around thirty to forty people got suffered.
Read: cbc.ca
Shop With ”AE Holiday Wishes” And Win Prizes
By Neil Farman on November 21st, 2007
In an online survey American Eagle Outfitters asked its customers what they want in top holiday gifts, a large number of people responded new cars, money for college, AE clothes and time with friend. Keeping the feedback in mind AE has announced ”AE Holiday Wishes” it’s a three-day holiday promotion in which every customer who make purchasing get a prize. Starts from Thanksgiving Day online and in US stores on Friday and Saturday, November 23 and 24, every customer who buy something will get an instant-win scratch-off card containing the prize name you have won. Kathy Savitt, executive vice president and chief marketing officer of American Eagle Outfitters said “AE Holiday Wishes is our way of thanking customers for shopping with us; we’re thrilled to be working with partners like Kia Motors and BLOCKBUSTER to create such a fun and exciting experience this holiday.” AE manufactures its own brand of laidback, high-quality merchandise at reasonable prices; its original collection includes standards like jeans and graphic Ts as well as essentials like basics, swimwear, outerwear and footwear.
Read: biz.yahoo.com
Visa is now Presenting a ‘Virtual Visa Card’ For it’s Customers
By Neil Farman on November 20th, 2007
Visa is presenting a ‘virtual Visa card’ containing only as a cord of numbers on a pre-paid voucher. It’s just like Visa card but without the card - or even a bank account, for that matter. Australian people can buy the VCard from the retail shop just like a pre paid mobile phone account, paying via cash, debit or credit card. Customers who want to keep their plastic in the real world and use only the virtual cards online. They can also be purchased online just logon to www.virtualvcard.com. Each card contains a fixed price of up to $1000, excluding $5.50 as a processing fee, customer is provided a reference number at the time of purchase, the card will be activated by entering the account’s reference number.
Read: apcmag.com
